Ungakusindisa kanjani kwisabelomali somndeni. Inkinga yomhlaba wonke yemindeni eminingi ayinikezi ukuphumula nokuphila okuvamile. Uthando luqala ukuphuka ngokuphila nokuntuleka kwemali. Ake sibheke le nkinga engalungile ndawonye. Ukuze siqale sizoqonda: kusuka kulokho isabelomali somndeni siqala?
Ngokwemvelo, izingxenye eziyinhloko zesabelomali yizinzuzo nezindleko zalo mndeni. Mayelana nokuthi imali eyakhiwa kanjani, kucacile kusukela ekuqaleni ukuthi lokhu kuyinkokhelo, kanye nemali engenayo eyengeziwe. Futhi yiziphi izindleko? Ungaba nenothi lokubhala phansi izindleko zomndeni wakho inyanga, emva kwenyanga, ubuyekeze zonke izindleko zakho futhi uhlaziye. Kungenzeka ukuthi uthole izindleko ezingadingekile kulolu hlu. Ngokuvamile kunalokho, imibhangqwana emisha engakaze ifunde ukuhlala yodwa ichitha imali eningi ngezinto ezingadingekile nokuzijabulisa. Ngakho-ke, imali yabo ivame ukuphela ngesivinini sokukhanya.
Ukuze ugcine isabelomali somndeni, ungafunda ukwenza konke ngokwakho. Kumyeni wami - ukulungisa imishini yasendlini, ukuqondisa amapayipi, ukwenza ukulungiswa endlini, njll Ukuthunga, ukubopha, ukulungiselela ukudla kokudla okujwayelekile, njll Lokhu kuzokwenza ukuthi kuncishiswe kakhulu izindleko ezingadingekile, futhi kusazohlala kumholo ukuzilibazisa kwakho. Ukuze ulondoloze izinsiza. Bheka indlela osebenzisa ngayo ugesi. Njengoba kungadingekile, ungavumeli i-microwave, i-kettle kagesi, umshini wokuwasha, futhi ungashiyi ikhompyutha kumodi yokulinda. Emanzini kuyathandeka ukubeka izibali, ukuze ususwe kuphela izibalo.
Uma uhlaziya izindleko zakho zangempela ngaphakathi kwenyanga, hlela izindleko zenyanga ezayo, ngokungahambisani nezindleko ezingadingekile ezizindlini zakho. Ukudla okuyinhloko kungcono ukuthenga kanye ngenyanga futhi ohlwini olulungiselelwe ngaphambili ukuze ungabi nesifiso sokuthenga into engadingekile esitolo. Iminye imikhiqizo yokudla ingathengwa kungakapheli inyanga, kodwa ngaphambi kokuba uye esitolo ungathathi yonke imali yakho esele, kodwa kuphela ingxenye okudingayo ukuthenga le mikhiqizo.
Ngokuvamile imindeni emisha yenza "imbobo" engenakuhlukaniswa emabhajethi abo emndenini ngemali mboleko. Bashintshe ngokuphelele kulo mshini ongapheli obizwa ngekhredithi. Ngaphambi kokuthatha isinyathelo esinjalo esibalulekile, ukuthenga okudingekayo kuwe ukuthenga okukhulu. Cabanga futhi, ukuthi kubaluleke kakhulu kuwe kule nkathi yokuphila, nokuthi uzoyikhokhela kanjani, kungakhathaliseki ukuthi unayo imali eyanele. Kungani udinga isikhungo somculo uma unekhompyutha entsha? Kungani uthengisa i-TV enama-intshi angu-100 intshi, uma unikezwa i-TV ehloniphekile yomshado? Zonke lezi zidakamizwa zinhle uma ungakwazi ukuzikhokhela futhi isabelomali sakho asisekho ukuqhuma kwezikweletu.
Abezomnotho baye baqala nokubala isabelomali sabo somndeni. Ake ucabange ukuthi uzohlehlisa okungenani ama-ruble angu-10 usuku ngalunye, olwenzayo ngeze. Unalo nyaka uzothola ama-ruble angu-3650, le mali ongayithengela into emndenini. Futhi uma ushiya okuningi, ungayichitheli, lokhu kuzokwenza isabelomali sakho.
Spread imali ezimvilophini. Imvilophu 1 - izinsiza; 2 imvilophu - isifundo; Imvilophu 3 - amathikithi; 4 imvilophu - imikhiqizo yokudla (ngenyanga yokuqala ungaqhathanisa izindleko zemikhiqizo); 5 imvilophu - ukukhokhelwa ngesikweletu; 6 imvilophu - izinto zekhaya; 7 imvilophu - yokuzijabulisa; 8 imvilophi - usuku lwemvula (ngisho, uhlale phansi ngamaruble ayishumi kuphela). Ukuba nokulawula okuqinile ngaleyo engenayo kanye nezindleko zakho. Uzofunda ukulawula isabelomali somndeni wakho. Futhi ehlobo ungaya eholidini ngaphandle kokucindezela.