Sonke siphila kusukela kuholo kuya emiholo. Sidonsa imali eningi yokudaka okungadingekile ngokuphelele. Futhi bambalwa abantu bacabanga ukuthi uma ufunda ukuthi ungaba kanjani izindleko zakho ngokufanele, ungagcina imali eningi.
Asikubizi ukuhaha okuvamile, ngoba ukulondoloza akulithinteli kukho konke. Kodwa ungenza amaphuzu ambalwa azokusiza ukuthi uqonde ukuthi ufunde kahle kanjani ukulondoloza isabelomali somndeni.
Uthole umholo? Kuyamangalisa! Kodwa ungagijimeli esitolo, uthwale yonke imali ekhaya. Futhi ekhaya usuvele usenza uhlu lwezindleko ezidingekayo, ulinganise ukuthi kuzothatha imali engakanani. Ukuze kucaciswe, kungcono ukudweba itafula, okuzocabangela zonke izindleko zakho ezidingekayo.
Ungathathi imali eningi nawe. Kungenxa yokuthi ngesikhathi esisodwa esikhwameni sakho se-zashvetash, uyasheshe ufune ukuzibulala. Futhi kukhona nezimo ezingalindelekile lapho ufuna ngempela ukusebenzisa imali. Isibonelo, uhlangane nomngane omdala ongakaze akubone isikhathi eside. Ungasheshi ukuhlala "endaweni ethile", uhlehlise umhlangano, uhlele, futhi uzochitha okuningi.
Okokuqala, ungafunda ukulondoloza kokudla. Thenga yonke imikhiqizo edingekayo kanye ngesonto, bese kuthi nsuku zonke, uthenge isinkwa, ubisi nezinye izinto ezincane. Iya esitolo kuphela esiswini esigcwele, ngaphandle kwalokho uzofuna ukuthenga konke okukuse counter. Ngaphambi kokuya kokuthenga, yenza uhlu bese ulandela ngokuqinile. Futhi, lapho uhlanganisa uhlu, ungabhala imenyu yomndeni wakho ngesonto elizayo. Lokhu kuzokusiza ukunquma ukuthi yimiphi imikhiqizo oyidingayo ukuthenga. Lungiselela ekhaya, mhlawumbe imikhiqizo yemvelo, futhi hhayi imikhiqizo esiphelile, okuvame ukuba yimfanelo engathandeki. I-cutlets efanayo ongayenza ngenyama enobisi bese ubanda, bese usebenzisa kancane kancane. Yeka ukudla okulula okulula kokuhamba. Lokhu akuyona nje eyingozi, kodwa futhi engalingani kakhulu: bala ukuthi unani imali enamakhaswidi, ushokoledi namakhukhi, ama-patties emgwaqweni. Kodwa ngaphandle kwakho konke lokhu, ungenza ngaphandle.
Izimbobo ezisemqoka kwisabelomali somndeni zenziwa ekuthengweni okungahlosiwe kwezambatho. Njengamanye nemikhiqizo, udinga ukucaca ukuthi yiliphi uhlobo lento ofuna ukuyithenga. Uma kungenjalo, unengozi yokuzisola ukuthenga kwakho, ngoba ngeke kuhambisane nanoma yiziphi izinto zekhabethe lakho. Uma ungaphishekeli imfashini, kodwa gcina isitayela sakho, izitolo zamasitolo ziphelele kuwe. Bathengisa izinto ezisezingeni eliphezulu lesikhathi esidlule, kodwa zizosebenza kakhulu manje. Ngalokhu ungagcina kuze kube ngu-50% wamanani. Bheka izindawo ezithathwayo endaweni yakho ezithengiswayo, kungaba khona izinto ezishibhile kakhulu. Futhi ungakhohlwa ngamakhadi esaphulelo, ungangabazi ukuwashintsha nabangani bakho.
Ungaqongeleli noma yimaphi amadokodo kamasipala. Uma kungenjalo, uzosatshiswa ukuthi ama-akhawunti akho azokhula kanjani ngokuzenzakalelayo. Amamitha ashisayo namanzi abandayo azokunciphisa kakhulu izindleko zokuhlinzeka ngalezi zinsizakalo, futhi angayinaki imitha emibili kagesi kagesi. Ukuze kukhanyiswe, ama-light bulbs light bulbs afanelekile, asindisa inani elikhulu lokukhanyisa izindleko.
Unganciphisa utshalomali kumasevisi wokuxhumana. Cabanga ngemali yakho efonini ephathekayo, mhlawumbe, zikhethele okuthile okungokwengeziwe ukonga. Futhi mayelana ne-Skype futhi ungasho lutho, lapha ungakhuluma njalo uma ufuna.
Ukuthenga okukhulu, isibonelo, izinto ezisendlini kanye nefenisha, kuhlelwa kusengaphambili nenyanga yonke yenza inani elithile lokuthenga kwabo. Uma unemali eyanele yento ebiza kakhulu, ungayithenga ngaphandle kokulimaza emndenini wakho. Futhi kuyoba injabulo enkulu, kunokuba uma uyithatha ngesikweletu! Ngamaholidi ehlobo, futhi, udinga ukulondoloza imali ezinyangeni ezimbalwa ngaphambi kokuthi uqale.
Ayikho imali eyengeziwe. Uma ngemuva kokuhlela izindleko zenyanga, ushiye imali engafanelekile, ungasheshi ukuzisebenzisa noma yikuphi okungenasidingo okungadingekile, kodwa kunalokho uzifake ebhange, mhlawumbe esikhathini esizayo uzothenga ukuphupha kwakho, kodwa uqinisekile , ukuthi ayitholakali.
Lawa macebiso azoba usizo kuwo wonke umndeni, ikakhulukazi ngezikhathi zenkinga. Ungabanaki, futhi uzobona ukuthi izindleko zakho zizonciphisa kangakanani, futhi inhlalakahle yomndeni wakho izokhula. Inhlanhla kuwe!