Sinikeza amathiphu angu-10 alula azokusiza ngokuphatha ngokuphatha imali yakho bese ulondoloza imali yakho.
Okokuqala. Unganaki izinto ezinjalo ezilula neziwusizo njengezaphulelo, ukuthengisa, okunikezwayo okukhethekile (isibonelo, oku-2 ku-1). Ama-samplers, avame ukuhlanganiswa ekuthengeni njengokukhangisa (azokusiza ufunde ngezinhlinzeko ezintsha bese uzama imikhiqizo, ukuze ukwazi ukugwema ukuthenga okungadingekile, wazi kusengaphambili ukuthi uzobe, ngokwesibonelo, ukhilimu noma cha).
Owesibili. Izitolo ezikhethekile lapho imikhiqizo inikezwa khona ngamanani ajwayelekile noma izindleko ziphansi ngenxa nje yokuthi isitolo siseduze nendawo yokukhiqiza (isibonelo, isinkwa eduze kwesibhakabhaka). Ngaphezu kwalokho uthola ukunqoba kwekhwalithi.
Okwesithathu. Uma kukhona into edingekayo, kodwa wazi ngokuqinisekile ukuthi uzoyisebenzisa izikhathi ezimbalwa kuphela, awukwazi ukuyithenga, kodwa uboleke, isibonelo, kusuka kumngane. Vumelana, thola ingubo ebizayo yokugubha lomshado wesihlobo esiseduze, wazi ukuthi awunakwenzeka ukuyibeka futhi - inkunkuma.
Okwesine. Ukushintshaniswa kwezinsizakalo ezizuzisayo. Awukwazi ukuchitha imali eningi kumculi wokwenza, uma intombi yakho yenza kahle kakhulu kusihlwa, futhi wena, isibonelo, umnikazi we-manicure. Amakhono okushintshanisa, azokusindisa ekudakeni.
Okwesishiyagalolunye. Ungathengi imikhiqizo eyengeziwe nezinto. Indlela engcono kakhulu yokuphuma ukwenza uhlu ngaphambi kokuya esitolo bese unamathele ohlwini. Noma, ngokwesibonelo, ngokubala ukuthi kuzothatha imali engakanani, thatha nawe imali enjalo nje. Kodwa ungathatha futhi ikhadi, uma kwenzeka, ngokwesibonelo, uthenge isilifa, uzothola isipho esihle sokuthengiswa kwe-vacuum cleaner isigamu samanani (kumthwalo kulolu sofa). Kodwa kuphela esimweni sokuthi udinga ukuhlanza i-vacuum!
Owesithupha. Khetha amanani afanele nezipesheli. Qaphela, uhlole futhi usebenzise okunikezwayo okuzuzisa. Khetha izinga eliphezulu lefoni. Uma inzuzo ibonakala, faka imitha yamanzi njalonjalo. Kufanele nje usebenze futhi ufunde ngeziphakamiso eziningi ezikhona.
Seventh. Xoxa nabangani nabantu obaziyo. Xoxani ngezinhlinzeko namathuba (ukuthenga, ukuthenga izinto nemikhiqizo, izaphulelo, izinhlinzeko ezikhethekile).
Okwesishiyagalombili. Ezinye izinto zingatholakala mahhala. Uma udinga noma yini futhi uvuma ukuthi ingasetshenziswa, khona-ke ungasebenzisa i- "Ngizokhipha" izikhangiso kwinethiwekhi noma kumaphephandaba. Isibonelo, ukuchitha imali esiteji sezintambo (uma ungakwazi ukwenza ngaphandle kwalo) kungaphezu kwalokho okungagwenywa ngokukhokha kuphela izindleko zokuhamba endaweni yokuthola itholakala kumuntu ongasadingeki.
Enye ithuba lokuthola into efunwa yize izipho. Phakathi kwezihlobo nabangane abaseduze isingeniso kubhekwa kusengaphambili ukubeka lokho abafuna ukukuthola emkhosini. Ngalendlela, inzuzo ibonakala, uma unikela into, khona-ke ngeke ulahle imali, futhi uma ungumamukeli, nakanjani uzokwaneliseka ngesipho.
Okwesishiyagalolunye. Buza abangani bakho, abajwayele, abazali ukuthi bafunde kanjani ukugcina imali. Isibonelo sabangane, abantu abaseduze bangakusiza okuningi.
Okweshumi. Hlela isabelomali sakho. Isimo sengqondo sokucophelela ngemali eyabelwe futhi esabelwe ngokufanele nakanjani kuyosiza ukulondoloza imali. Yenza i-accounting yamasonto onke (ngokubhaliwe) yezimali ezizuziwe, kanye nokuthi yini okufanele isetshenziswe kuyo. Gcina ithrekhi yokuthenga kwenyanga. Lokhu kuzokusiza ukuba ubone lezo zinto ezingabalulekile izindleko zazo.