Njengoba inkulumo eyaziwayo ithi: "Imali ayenzeki kakhulu!". Asikwazi ukuphikisana nalokhu, ngoba akekho, ngisho ne-billionaire ephumelele kakhulu, ozosho ukuthi unemali eningi. Uzosho ngokwanele, noma akwanele ukuze aphile. Noma into enjalo. Kodwa ake sivume ukuthi iningi lethu lingenayo imali eyanele. Omunye akanakho okwanele isinkwa, kodwa omunye wemoto entsha, kodwa iningi eliphelele lethu lingenamali.
Umbuzo uvela, utholaphi lapho. Isilinganiso esithile sehafu singabonakala njengesiboleka somthengi. Yebo, isikweletu sivumela ukuthi sithenge le nto manje, nemali okuyokhokha kamuva, futhi hhayi konke ngesikhathi esisodwa. I-lows yinto encane kangangokuthi asikho isidingo sokuchaza kuso kulesi sihloko. Kungenzeka ukucaphuna amazwi omJuda omdala: "Angithathi imali ngesikweletu, ngoba uthatha abafokazi kanye nesikhashana, futhi unika wena futhi kuze kube phakade."
Ngakho-ke, imali kufanele izuzwe. Kodwa! Uke wakhumbula ukuthi bangaki abantu abasebenza ngokuzikhandla, futhi baphazanyiswa kusuka kumholo kuya emiholo? Futhi uma umholo ubambezeleka? Kufanele ukhokhelwe. Kodwa usebenza okuningi! Futhi uyothola ngokufanele!
Kubonakala sengathi imali iyayifinyelela ngendlela yeshumi. Isizathu sisezindingeni zengqondo zangaphakathi ngemali. Lezi zimo zengqondo zizinzile kahle engqondweni, futhi zibeka izithiyo ezingokwengqondo ekwenzeni imali.
Okokuqala: imali enkulu ingatholakala kuphela ngokusebenzisa imizamo ye-titanic. Uma unqotshwa kulolu hlelo lokusebenza, uzokwenza umsebenzi onzima kakhulu empilweni yakho yonke, futhi uthole imali encane kuyo. Eqinisweni, ukuzuza imali emihle akuyona inzima kakhulu. Kumelwe siziqinisekise, ukuthi konke kuzovela, futhi kufaka ingqondo.
Okwesibili: Umsebenzi othembekile wemali enkulu ngeke usebenze. Kuphinde kungalungile. Uma wenza okuthile okudingekayo kubantu, ungathola imali eningi. Ibhizinisi eliwusizo njalo liletha inzuzo enhle.
Okwesithathu: imali empilweni ayibalulekile! Akunjalo. Imali ingenye yezingxenye ezibaluleke kakhulu ekuphileni kwethu. Okokuqala, ukutholakala kwezindleko kungukuzimela nokukhululeka kwenkululeko. Ngakho umhlaba wethu usebenza. Kulesi sikolo, kunesimangaliso esihle: "Kungaba impilo, futhi konke esizokuthenga."
Okwesine: imali ichitha umuntu. Ngomsuka wesitatimende esingalungile. Ngikholelwa, phakathi kwabantu abacebile abangekho abathwali ababi kakhulu kunabantu abangenamakhaya nabangcolile.
Ngakho-ke, kuzo zonke izinto ezishiwo ngenhla-ke kunokwenzeka ukuthi ufinyelele isiphetho, ukuthi isizathu esiyinhloko sokuntuleka kwemali, yizivimbela ezingokwengqondo ekuqapheleni, ukuvimbela ukuceba.
Kungakhathaliseki ukuthi kunesidingo semali, akudingeki ufunde kuphela ukuthi ucabangani njengomuntu ophumelelayo, kodwa futhi ulandele imithetho embalwa elula:
Umthetho wokuqala: Musa ukuchitha yonke imali oyitholile ngokushesha. Kubalulekile ukuhlehlisa kahle, ngokwesibonelo, ingxenye eyodwa kweyeshumi yengeniso yayo yonke.
Kungani okweshumi? Okokuqala kuyinto elula ye-akhawunti, futhi okwesibili akuyona imithwalo yekhredithi.
Umthetho wesibili: Ukulibaziseka okweshumi akumelwe nje kufakwe kwi-pod, kodwa kunikezwe ekukhuleni. Cha, angikukhuthazi ukuba uthathe imali, ukunikeza imali ngenzalo enkulu. Vele uvule i-akhawunti yasebhange ngethuba lokugcwalisa futhi ngenyanga ubeke khona lokhu okweshumi.
Isibusiso sesithathu: Zama ukuthatha ingozi encane ngangokunokwenzeka. Ungafaki imali emisebenzini eyingozi, noma ngabe izethembisa inzuzo enhle. Uma ungafundi kahle okuthile, funda izincwadi ezikhethekile, noma uthintane nabantu abanolwazi. Phela, ingozi yenzalo ezimweni zokuqwashisa ngokwanele. Uma unesithombe esiphelele, lokhu akusekho engozini, kodwa kubalwa ukulinganisa amasu.
Ukufingqa, ngifuna ukusho:
Uma ungenzi lutho, ulale embhedeni, noma ungenzi lutho ekuxhumaneni nomphakathi, ngakho-ke kungakhathaliseki ukuthi ucabange kanjani nokuthi unomqondo omuhle ucabanga, ngeke ube ocebile.
Beka umgomo ukuze uthole imali ethile ngenyanga, bese uqala ukuyisebenzisa. Nsuku zonke ubale imali bese ubala ukuthi uke ushiye kangakanani ngaphambi kokuba umsebenzi uqedwe. Into eyinhloko okufanele uyikhumbule: Yonke imicabango mayelana nemali kufanele ibe nehle! Futhi impumelelo ngeke ikugcine ulinde!
Inhlanhla kuwe!