Iningi lamakhohlisi lapho abakwa-scammers bafeza khona izindaba zabo ezimnyama nge-real estate baye baba ngaphezu kwaziwa. Ukuhaha okuvamile kwabantu nokungafuni ukukhokha imali ngokuvamile kuhola abantu. Noma abantu abavele bafika kulokhu noma kulo muzi bangaba yisisulu sabaphangi futhi yingakho besazi kahle kahle esimweni samanani. Uma umuntu enikezwa ukuthengwa okungabizi kwefulethi, kodwa udinga ukukhokha imali esengaphambili futhi ukugijimise ngokuthengiselana, ngakho-ke esimweni esinjalo kudingeka uqaphele kakhulu.
Kodwa, naphezu kwalokhu, unganikela ukuthenga noma iyiphi impahla ngentengo ephakeme kakhulu. Ngezinye izikhathi kunezimo lapho iklayenti inikezwa ukuphetha isivumelwano esithile ne-ejensi, lapho ungathengisa khona impahla yakho ngentengo izikhathi eziningana kakhulu kunenani lemakethe.
Ngokuvamile lokhu konke kuphelela ngokuthi ama-ejenti ngemva kwesikhathi aqala ukunikela ngokunciphisa kakhulu intengo yezingcebo ngenxa yokuntuleka kwabathengi, futhi ukunciphisa amanani kuyadingeka ukuze ungachithi isikhathi sakho esibalulekile. Kodwa njengoba ukukhwabanisa okwenziwayo ezenzweni ze-ejensi akulona, ngoba ngalendlela baheha amakhasimende amaningi ngangokunokwenzeka ngezithembiso zabo zamanga. Yazi ukuthi cishe akunakwenzeka ukuthengisa impahla yakho ngisho no-20% ephakeme kunamanani emakethe, kanye nokuthenga indawo yokuhlala esaphulelo. Uma uthola isiphakamiso sokwenza lo msebenzi, kufanele uqaphele kuleso simo, njengoba abathengi bendawo yakho bekwazi ukubaluleka kwemali futhi abafuni ukuphoqa ngaphezulu, noma kunjalo, njengalapho ungafuni ukulahlekelwa.
Eminyakeni embalwa eyedlule, uhlelo olunjalo lokukhwabanisa kwefa langempela njengephiramidi yezimali ezindaweni zangasese kwakuthandwa. Kodwa, naphezu kokuthi imipiramidi enjalo yaba negalelo ekubhujisweni kwabantu abaningi kule minyaka engamashumi ayisishiyagalolunye, kepha yayikholelwa ngokucebisa okusheshayo kubantu.
Imipiramidi yezezimali ezakhiweni zangasese isebenza ngendlela efanayo ne-piramidi yezimali ye-MMM, futhi iboleka uhlelo lomsebenzi emkhakheni wokuthengiswa kwenethiwekhi. Le piramidi yezezimali ku-real estate isetshenziswa ngendlela elandelayo. Iklayenti inikezwa ukuthenga i-real estate ngamanani angu-30% kuphela, kodwa kunesimo esisodwa futhi ukuthi iklayenti elifanayo kufanele lilethe abantu abaningana abazokwenza nokubhekana nezimo ezifanayo. Ngezinye izikhathi uhlelo olunjalo lusebenza, ngakho-ke uma ukhona kule piramidi kuqala, khona-ke ungakwazi ukuthenga ingcebo, kodwa kaningi akekho othola lutho. Futhi kufanele uqonde ukuthi akekho oyobuyisela ukukhokhwa kwakho kokuqala. Futhi ngaphandle kwalokho, akulula ukuthola abantu abavuma ukujoyina le piramidi.
Enye indlela evamile kakhulu yokukhwabanisa ukubuka kokukhethwa kwendawo yokuhlala ngemali. Yiqiniso, akekho ozokwenza nje umthengi wefulethi libe yindawo yokuhlala yezindlu, kodwa namanje umbuzo uhlala uvulekile, umuntu angafunda kanjani mayelana "nezinsizakalo zolwazi"? Futhi-ke abenzi bezithunywa zezabelo bavumelana nomthengi ukuthi uma umthengisi ethola ukhetho oluhle futhi olufanele, ngaleso sikhathi umthengi ubophezelekile ukukhokha isinxephezelo kumphathi wakhe ohola phambili.
Okokuqala konke kuhamba kahle kakhulu, umnikazi wezakhiwo uthola iklayenti ithuba elikhulu, umnikazi wefulethi uyavuma ukuwuthengisa, umthengisi we-clienttor uthola umvuzo omuhle, kodwa emva kwalokho isivumelwano siphumela ngesizathu esingaziwa. Futhi emva kwalokho, umthengi uthola ukuthi, ukwahlulela ngesivumelwano sekuphelile, imali okwenziwa ngumnikazi we-realtor ayisekho ukubuyela, noma isisebenzi sesebenzi sanyamalala ngendlela engaziwa. Ngokuvamile i-ejensi inesivumelwane nomthengisi wefulethi, kodwa ezimweni eziningi akunakwenzeka ukufakazela.
Abathengi abanokuhlangenwe nakho nabaqeqeshiwe batusa ukukhokha izikweletu kubathengi babo kuphela ngemuva kokuphetha kokuthengiselana, njll. Ngezinye izikhathi i-ejenti yenkampani yendawo yokuhlala ibonisa isibonelo salokho abathengi abavumelana nomthengisi futhi ngenxa yalokho umthengisi akawutholi umvuzo, ngakho-ke i-premium kufanele ikhokhwe ngokushesha, kodwa amagama anjalo akufanele adibanise abathengi . Yenza uhlelo olufanele, olusemthethweni, olubala futhi olusemthethweni, futhi uma kunjalo, ubungozi buyancishiswa, futhi uma ulahlekelwa yimali, khona-ke inani lemali elincane.
Ungazivikela kanjani kubangcolisi? Kunezinhlobo ezihlukahlukene zamathiphu. Uma umthengi esenqume ukusebenzisa u-realtor, kungcono ukuyikhetha, ukwahlulela ngezincomo zabangane noma obaziyo. Umthengisi noma umthengisi othembekile osebenza emakethe yezindlu zangasese iminyaka eminingi, wenza umsebenzi wakhe kahle futhi ngokucophelela, izinzuzo zomnikazi wangempela uyoba mkhulu kakhulu kunabasebenzi benkampani yendawo yokuhlala enegama elihle futhi inkampani ihlelekile kahle.
Kuyadingeka nokuba uqaphele kakhulu lapho uzothengisa ifa langempela ngentengo ephansi noma ephakeme kunenani lemakethe.
Futhi, umthengi kufanele aqaphele kakhulu uma ekhokha kusengaphambili, ngoba ngokuvumelana nenkontileka, uma kusengaphambili ukukhokhelwa, kodwa ukuthengiselana akukwenziwanga, khona-ke akekho ozokubuyisela imali kuwe. Uma uqaphele futhi usondela ngokufanele ukubhaliswa kokuthengiselana nge-real estate, ungazivikela ngokumelene nenani elikhulu labakwa-scammers.