Kufanele nginike izikhwama?
Isimo esivamile: emnyango wesitolo unikelwa umlondolozi, amaseli okugcina izikhwama kanye nezimemezelo "Ukuphathwa kwezinto ezizinikeziwe akuthwali umthwalo wemfanelo." Uma ushiya izinto endaweni yokugcina, qaphela umbhalo othi "Ukuphathwa kwezinto ezisele akusibophezelekile." Ukuthi ubeka izinto zakho siqu kumaseli egumbini lesitoreji lesitolo kusho ukuthi zonke izingozi (kufaka phakathi ukufa ngengozi kanye nomonakalo) zidluliselwa kumgcini, okuwukuthi, esitolo owaya kuyo ukuyothenga. Uma izinto zakho zilahlekile (ezebiwe, ezilimele, njll), iphutha lilele ngokuphelele esitolo futhi umthwalo walo ngokugcwele kufanele kuthwalwe nguye. Ngokusho kwe-Article 901 ye-Civil Code ye-Russian Federation, umlondolozi unesibopho sokulahlekelwa, ukusweleka noma ukulimala kwezinto ezithathwe ukuze zigcinwe. Ngakho-ke, uma kukhona okwenzekile ezintweni zakho ngenkathi uhambahamba endaweni yokuhweba, shayela amaphoyisa futhi ucele isinxephezelo kusuka ekuphathweni kusuka ekuphathweni. Uma kunesidingo, ungafaka isicelo enkantolo. Ngemva kokuphikisana okuningi nokungavumelani, umonakalo owenziwe kuwe cishe uzobuyiselwa.
Squeak kuhlaka lwama-magnetic
Ngokuvamile ungayibona isithombe esinjalo: ingane, engenangqondo, idinga ukuthi umama wakhe amthengise into encane - ubumnandi noma enye ithoyizi, futhi umama unxusa ukuthi umcibisholo awunamphazamisi ekuthengeni okungathí sina. Kulolu curiosity kanye ne-vagaries yengane kungaholela ekuhlazeni. Uma usuka esitolo ngemuva kokubala emkhakheni wezimali zezimpahla ezikhethiwe, uyaqaphela ngokukwesaba ukuthi ingane yakho "yahlunga" ngokuzenzekelayo kuhlaka lwama-magnetic. Esimweni esinjalo, sincoma ngokuqinile ukuthi ungakhathazeki, kodwa sebenzisa ulwazi olulandelayo oluwusizo. Ukusetshenziswa kohlaka lwama-magnetic ngokwayo alusebenzi njengobufakazi bokuthi wena noma ingane yakho wenze okuthile okungekho emthethweni, futhi ngokuqinisekile akusebenzi njengesizathu sokuboshwa kwakho futhi usesho ngenkonzo yokuphepha yesitolo. Kuphela uma ngabe ukuphatha kunobunye ubufakazi bokuthi ukweba kwenziwe, okungukuthi, ukwebiwa ngamabomu komunye umuntu, ungacelwa ukuba uhlale kuze kube sekufikeni kwamaphoyisa. Sikholelwa ukuthi ingane, kungakhathaliseki ukuthi i-nimble ne-agile ingaba kanjani, ayikwazi ukungena esitolo futhi ikufihle okuthile okubiza ngenkathi uyothenga. Uma ufuna ukuxazulula lesi simo ngokwakho, thola kusuka kumntanakho ukuthi uthathe okuthile esitolo noma cha. Uma ingane inesikhathi sokuvula i-ayisikhilimu noma omunye ubumnandi, vele ukhokhele izimpahla. Uma iphakheji ingalimazi, buyisa ngokuthula izimpahla ekuphathweni kwesitolo. Sonke sinabantwana, ngakho-ke kungenzeka ukuthi ukuphathwa kwesitolo noma abalindi ngeke bafune ukufaka indaba ngenxa ye-trifle.
Inkinga yemali
Isibonelo, unomthethosivivinywa omkhulu, kodwa ekukhokhweni wenqatshelwe ukushintsha imali futhi ngenxa yalokho uthengisa izimpahla. Yini okufanele ngiyenze? Ngokuhambisana noMthetho we-Federal of July 10, 2002 N 86-FZ "E-Central Bank of the Russian Federation", ukwenqaba ukwamukela inhlangano esemthethweni yezimali yaseRussian Federation (i-ruble) ensimini yeRussian Federation ayikho emthethweni. Ngakho-ke, izinhlangano ezenza ukuhweba okudayisa, akunawo ilungelo lokungazamukeli kuwe izikweletu nemali esetshenziselwa ukusakaza, kungakhathaliseki ukuthi isithunzi sabo nokulahleka. Futhi ukuvimbela abantu, ikakhulukazi ukwenqaba ukuthengiswa kwanoma yiziphi izimpahla ngenxa yokuthi imali abayinikezayo isithunzi esikhulu. Lokhu ukwephula amalungelo wabathengi.
Intengo yangempela
Sivame ukubhekana nesimo lapho intengo eyodwa iboniswa ohlwini lwamanani entengo, futhi ku-cashier sijeziswa ngokuhluke ngokuphelele. Ngakho-ke, isibonelo, izindleko zomntwana we-puree ngokwemali yamanani yi-ruble angu-25, futhi ekuphumeni kuvela ukuthi lo mbiza ubiza ngempela ama-ruble angu-37. Unelungelo kuleli cala ukufuna ukudayiswa kwezimpahla ngentengo ekhonjisiwe kumathenda wamanani? Yebo, ngokuqinisekile. Uma ukuphathwa kwesitolo kugcizelela ukuthi kufanele uthenge izimpahla ngentengo ehlukanisa irejista yemali ngebhakhodi lomkhiqizo, ungenqaba ukuwuthenga. Uma ungazange uqaphele ngokushesha izenzo ze-cashier futhi kamuva wathola ukungafani emanani wezimpahla esheke, sincoma ukuthi uqhubeke ngendlela elandelayo. Ungaxhumana nokuphathwa kwesitolo ngesicelo sokubuyisela intengo yokuthenga yezimpahla. Ungabhekisela kwisigatshana sesi-1 se-Article 12 soMthetho "Emvikweni Wokuvikela Abathengi", othi "uma unganikezwa ithuba lokuthola ulwazi oluthembekile kwizimpahla ekupheleni kwesivumelwano, unelungelo lokufuna ukubuyiselwa kwemali ekhokhelwa izimpahla ngesikhathi esifanele futhi isinxephezelo sezinye ukulahlekelwa ".
Izimpahla ziphelile!
Uma uthola ukuthi uthengise izimpahla ezingadluli, futhi ukuphathwa kwesitolo kunqatshelwe ukukushintshanisa noma ukubuyisela imali kuwe, xhumana nomnyango ofanelekile we-Rospotrebnadzor ngesisombululo esibhaliwe esikhombisa isimo. Uma kunethuba, ngisho nabanye abathengi bale ndawo yokuthenga bazosayina isikhalazo sakho noma bazithumele ngokwabo. Imiphumela yenkinga ithinta amandla ethu okuthenga. Isikhathi sokugcwalisa ibhasikidi esitolo ngaphandle kokuhlolwa okungenakulinganiswa kwamanani entengo ngayinye, ngeshwa, into yesikhathi esedlule kwabaningi, futhi isikhathi sokuhlela esiqinile isabelomali somndeni siyeza. Yilapho amasu okuthiwa nge-merchandising kusukela ohlangothini lwabathengisi aqala ukusebenza ngokugcwele. Ukudayiswa kwezinto zanamuhla - lokhu kuyisayensi yonke mayelana nokuhlelwa komkhiqizo kanye nokunikezwa kwayo kumthengi, okugqugquzela inani lokuthengisa. Ngakho-ke, ukuze ungasebenzisi imali eyengeziwe, hamba esitolo ngohlu olulungiselelwe ngaphambili lokuthenga. Ngingathanda futhi ukunaka umehluko phakathi kwesaphulelo somkhiqizo nokuphazamiseka kwayo. Sivame ukudidanisa le mibono emibili.