Yini abantu abakwazi ukwenza imali kalula?
Labo abanamagugu akuphikisana nomqondo wokuthola imali. Ake sithi ufuna ngempela ukuthola, kodwa ngesikhathi esifanayo ngezimali awuphumelelanga. Ngokuqinisekile kunesidingo esithile osigculisayo, ngenkathi uhlala uhlwempu, isibonelo, uthanda ukubamba phezulu ibhanna yengqondo engeyona ingqondo. Noma awufuni umthwalo wemfanelo, okuzovela ngokungazelelwe uma unesimo sezimali esikhulu. Noma wena nje, wena ohluphekile futhi ongajabuli, wazisola. Ezimweni ezinjalo, njengendlela yokubonisa, kungakhathaliseki ukuthi ukhuluma kangakanani ngesifiso sakho sokuphumelela ngokwezezimali, akukho lutho empilweni yakho oluzoshintsha - uze uthole izindlela zokwanelisa izidingo zakho ngenye indlela, okwamanje ukwaneliseka ukuthi awunayo imali. Ukuze uzuze, udinga ukuziqonda wena, ngamaphupho akho nemicabango yakho.
Ngubani okwazi ukwenza imali?
Uma sikhuluma ngebhizinisi elikhulu neliphakathi (kusukela ibhizinisi elincane linganikeli ukuzimela kwezezimali), izifundo zomhlaba jikelele zibonisa ukuthi abaningi abantu abanjalo-kuphela 6-7%. Bonke abanye abakwazi ukuthola imali eningi, kungakhathaliseki ukuthi bafuna kangakanani, ngoba kumayelana namakhono namakhono angenacala. Lezi amathalenta kudingeka zithuthukiswe, ngoba ukutholakala kwethenda akuqinisekisi ukuthi umuntu angakwazi ukuthola imali. Umphakathi othile kanye nokuzikhandla kuyadingeka ekuthuthukisweni. Ingabe kukhona uhlobo olukhethekile lwabantu abadonsela imali kubo? Ingabe izici ezifana nobulili, ubudala, imvelaphi, imfundo kubalulekile? Abesifazane banamathuba amaningi okuphumelela, ngoba ngokwemvelo banomthwalo wemfanelo. Ngokusho kocwaningo lwamuva, eminyakeni eyishumi edlule, ezweni lakithi kanye neminyaka engu-50 eNtshonalanga, inani labesifazane besifazane elikhulu liye landa kakhulu. E-Ukraine, abesifazane abambalwa kuphela abangena emabhizinisini amakhulu, kodwa nokho akukho oligarch owodwa wezocansi ezifanele. Ngendlela, isomabhizinisi wesilisa, njengombuso, ungumndeni: akanalo isikhathi sokuphila komculi we-playboy-pick-up. Abesifazane abathola imali enzima ngokuvamile bayedwa. Ibhizinisi kuwumsebenzi onzima, okudinga okungenani usuku lwamahora angu-16 osebenzayo, futhi cishe ukuhlushwa kwamahora angu-24. Namuhla, isithombe sezenhlalo somuntu ophumelelayo sibonakala kanje: 30 - 55, indoda, eshadile, inetalente yomuntu webhizinisi. Kuyini lokhu - ithalenta lomuntu webhizinisi? Kubonakala kimi ukuthi leli yikhono lokuphendula ngokuvumelana nezimo nezimo ezishintshayo zomdlalo - kanyekanye. Ikhono lokuthatha izingozi kukhona ezimbili. Isabelo esibalulekile sokugxeka - ezintathu. Khumbula ukuthi iningi lalisabela kanjani ekuwa kwe-USSR. Abantu babedlala phansi, bebengakwazi ukuhlala ngokungabi khona kwemithetho. Futhi lo wesomabhizinisi wanquma: njengoba kungekho mithetho, ngizozihlakulela ngokwami, ngizophila ngokuvumelana nemibono yami noma imibono, njengoba siyibiza. Ukuzikhandla - imfundo emine, imfundo emihle - emihlanu. Futhi, ekugcineni, ibhizinisi lebhizinisi eliphumelelayo kufanele lihambisane nenhlanhla.
Kukhona abantu abaye banikezwa ukugeleza kwemali ngenxa yezizathu zakwaKarmic - imali iya kumuntu onjalo. Lokhu kungaba kokubili isijeziso nesipho. Kunoma yikuphi, imali yomuntu onjalo iyingxenye yocwaningo ayosebenza ngalo lapha emhlabeni. Imfundo, imvelo yomphakathi, isimo sengqondo somndeni, izinkolelo zenkolo kuthinta kanjani ukuzwakala kwemali yomuntu? Uma umndeni ekuqaleni wenqabe umqondo wemali elula, khona-ke kungenzeka ukuthi uzuze okuningi hhayi ngemisebenzi eqinile yomzimba, ukuze umuntu azuze imali, kuzodingeka ashintshe noma ngisho nakancane abulale ukufakwa komndeni. Umuntu unjengesihlahla: uma ebuntwaneni i-trunk isontekile, khona-ke ngokukholisa njengokuthi "uhle, ungumuthi omncane" awusoze ulinganise. Noma kunjalo, ngiyaqiniseka ukuthi wonke umuntu uyakwazi ukuyizigidi. Umbuzo uwukuthi, iyiphi intengo avuma ukuyikhokhela yona, futhi kuyodingeka yini ukuba anqobe kuye. Amazwe amaningi awaziwa e-USA adalwe ngabantu abavela emindenini yama-puritan abakhulela ekukholweni ukuthi kubalulekile ukusebenza kanzima bese ulondoloza, bese uzoba ocebile. Ngesikhathi esifanayo, inkulumo ethi Ayikho ubuhlungu-ayizuzi (ayikho ubuhlungu - akukho mvuzo) uvame ukugxekwa izazi ze-psychologists kanye nezomphakathi. Ngakho-ke lokhu kuqiniseka kukusiza ukuba ukhule ngokucebile noma ngokuphambene nalokho - ingabe ukuvimbela? Ungakwazi ukukhula ucebile, Yebo, ngomsebenzi onzima. Kodwa ngabe umuntu ujabule ngalokhu umbuzo. Kungcono kakhulu ukuthi umuntu aqinisekise ukuthi umsebenzi kufanele uletha injabulo. I-endorphin evezwa esimweni senjabulo inegalelo empumelelweni. Ngaleso sikhathi imali enkulu ihlangene nenjabulo yokuphila nenjabulo.
Ingabe kufanelekile ukuthanda imali? Futhi yiluphi lolu hlelo lolu luthando oluzobe luhlangene?
Kuhlale kungcono ukuhlala esimweni sothando. Imali yindlela ephezulu yokusebenza komuntu, ngakho-ke udinga ukuwaphatha ngenhlonipho. Uma ungalungile ngemali, khona-ke ubuza izimiso zakho ngendlela yenkululeko, inhlalakahle yomndeni wakho. Lesi simo sengqondo ezindinganisweni zakho ozonikeza inzalo, ngokudala isimo sengqondo sengqondo esizovimbela ukuxhumana okuphumelelayo ngemali. Ngakho-ke, kunenzuzo kakhulu ukuthanda imali nokunikela lesi simo sengqondo ngemali enzalweni yayo. Ukuthanda imali kunzima ngaphandle kokufuna ukuba nefa, futhi lokhu kuyindlela kuphela yothando lwemali eheha imali. Ukubaphatha ngenhlonipho kuyadingeka, khona-ke bayothola futhi bakhangwe kuwe. Isibonelo, ungakhubeki futhi ukhononde ngokuntuleka kwemali, zithi zihlale zingekho, ngaleyo ndlela udala iqiniso elihambelana nawe elikuzungezile. Ukubonga kuyinto magnet for imali: xaxa ukubonga futhi ophanayo, injabulo ngokwengeziwe onakho, cishe imali kuyofika kuwe. Imali efana nezikhwama ezimnandi (yebo, yebo!) Futhi okweshumi, okungukuthi, kusukela emalini ngamunye okhokhelwayo kuwufanelekile ukuchitha ezinye zazo ukuphelela kwabo ngokomoya. Ukhetho lwesibili lokukhipha okweshumi kumane ukunikeza imali kumuntu oyidinga, kodwa kungcono ngisho nangaphambi kokukubuza ngakho. Uma unomuzwa wokuthi ungasiza, siza. Imali ithanda abantu abaphanayo. Imali kufanelekile ukuthanda. Kodwa kufanele sikhumbule ukuthi ukuceba nokujabula ngokuvamile kuvame izinto ezahlukene. Kubalulekile ukuqonda ukuthi kanye nesimo sezimali, inhlalo yezenhlalakahle ibuye ishintshe: umbuthano wokuxhumana, indlela yokuziphatha ... Abaningi besaba ukuyihola ngokunembile ngoba emphakathini ukuba abe umqobi ibhizinisi elingabongiyo, ngezinye izikhathi eliyingozi; Ukuba yisisulu kulula futhi kuphephile.
Ingabe zikhona iziqondiso ezijwayelekile zokufeza impumelelo yezezimali?
Kudingeka sikholwe ngamandla ethu, sibheke izindlela zokuthola imali, sibheke ngokucacile umgomo futhi sibone ngephutha amaphupho - kusukela ekuhlangenwe nakho kwami ngiyazi ukuthi isebenza futhi ngokushesha kunalokho okulindele. Inhlanhla ngeke ihlukumeze, kodwa imizamo yomuntu iyinxenye yempi. Kunezinhlobo ezintathu zokufinyelela ekuphileni: ukungazi, intshisekelo nobuhle. Esimweni sokuqala, abantu basebenzela ukusinda, okwesibili - baqoqa ngenxa yokuthola, kokubili okudingekayo futhi okungadingekile. Ekugcineni, ubuhle yiyona ndlela kuphela yokuthola impilo. Ukuqoqa ubuhle, umuntu angayithumela kunoma yisiphi isiteshi. Kunezinhlobo eziningi zezindlela ezilula zokuqoqa ubuhle obuningi: vuka ngaphambi kokuphuma kwelanga; landela ukungcola kwemicabango; baphuze futhi badle ukudla nokuphuza okunomsoco. Kubalulekile ukukhetha umsebenzi hhayi ngenxa yemali, kodwa ngenxa yamagugu aphezulu. Uma kungekho msebenzi onjalo, kufanele ube nokuzilibazisa noma intshiseko evumela ukuthi uqaphele amakhono akho, uletha injabulo. Kumelwe sikwazi ukunikeza kalula, singesabi ukuhlala ngaphandle kwemali, siphile ngokuqiniseka ukuthi isandla somnikeli asinciphisi. Inkimbinkimbi yezintandane ibonakala ezinkolelweni ezifinyelela kuzo zonke izigaba zokuphila komuntu: Angiyikukwenza futhi anginakho, mina ngokwami anginakho okwanele. Ngakho-ke, umuntu onenkinga yezintandane kunzima hhayi kuphela ukuba acebile, kodwa futhi ujabule. Ukuze uphumelele, udinga ukusetha umgomo ngendlela efanele. Futhi kubalulekile ukuthi umgomo awuhambisani nesistimu yakho yentengo. Isibonelo, udinga ukuqonda okubaluleke kakhulu kuwe - ithuba lokuzilibazisa okugcwele noma ukuzinikezela okuphelele emsebenzini? Uma owokuqala, manje, uyisiphukuphuku ukubeka umgomo wokuba ibhizinisi eliphumelela kunazo zonke esifundeni, njengoba usebenzela ukuhlala uphinde uhlale ngokujwayelekile, futhi ungaphumeleli ebhizinisini. Khona-ke sidinga ukuthuthukisa uhlelo lwezinhlelo zokuqaphela okuqhubekayo komgomo. Futhi-yenza!